Estimate Your Total Before You Bid

Bid Calculator

At FORTUNA, your final purchase price is the hammer price plus the tiered Buyer’s Premium. Look up your exact total in the bid-by-bid reference table below — the rows match our actual bid increments, so any landing point you can reach is in the table. Or use the interactive calculator further down for any other hammer.

How the Math Works

The Tiered Buyer’s Premium

28%
on the first $10,000 of the hammer price
24%
on the portion from $10,001 to $100,000
12%
on the portion exceeding $100,000

A minimum Buyer’s Premium of $100 per lot applies where the tiered calculation would otherwise be lower.

Bid-by-Bid Reference

Hammer Price → Buyer Total

Every row below is an actual FORTUNA bid increment landing point from $10 through $50,000. Find your hammer, read across to your Buyer Total. Rows where the $100 minimum Buyer’s Premium applies are shaded gold.

HammerBuyer’s PremiumBuyer TotalEffective BP %
$10$100 (min applied)$1101000.0%
$20$100 (min applied)$120500.0%
$30$100 (min applied)$130333.3%
$40$100 (min applied)$140250.0%
$50$100 (min applied)$150200.0%
$60$100 (min applied)$160166.7%
$70$100 (min applied)$170142.9%
$80$100 (min applied)$180125.0%
$90$100 (min applied)$190111.1%
$100$100 (min applied)$200100.0%
$125$100 (min applied)$22580.0%
$150$100 (min applied)$25066.7%
$175$100 (min applied)$27557.1%
$200$100 (min applied)$30050.0%
$225$100 (min applied)$32544.4%
$250$100 (min applied)$35040.0%
$275$100 (min applied)$37536.4%
$300$100 (min applied)$40033.3%
$325$100 (min applied)$42530.8%
$350$100 (min applied)$45028.6%
$375$105$48028.0%
$400$112$51228.0%
$425$119$54428.0%
$450$126$57628.0%
$475$133$60828.0%
$500$140$64028.0%
$550$154$70428.0%
$600$168$76828.0%
$650$182$83228.0%
$700$196$89628.0%
$750$210$96028.0%
$800$224$1,02428.0%
$850$238$1,08828.0%
$900$252$1,15228.0%
$950$266$1,21628.0%
$1,000$280$1,28028.0%
$1,100$308$1,40828.0%
$1,200$336$1,53628.0%
$1,300$364$1,66428.0%
$1,400$392$1,79228.0%
$1,500$420$1,92028.0%
$1,600$448$2,04828.0%
$1,700$476$2,17628.0%
$1,800$504$2,30428.0%
$1,900$532$2,43228.0%
$2,000$560$2,56028.0%
$2,200$616$2,81628.0%
$2,400$672$3,07228.0%
$2,600$728$3,32828.0%
$2,800$784$3,58428.0%
$3,000$840$3,84028.0%
$3,200$896$4,09628.0%
$3,400$952$4,35228.0%
$3,600$1,008$4,60828.0%
$3,800$1,064$4,86428.0%
$4,000$1,120$5,12028.0%
$4,250$1,190$5,44028.0%
$4,500$1,260$5,76028.0%
$4,750$1,330$6,08028.0%
$5,000$1,400$6,40028.0%
$5,250$1,470$6,72028.0%
$5,500$1,540$7,04028.0%
$5,750$1,610$7,36028.0%
$6,000$1,680$7,68028.0%
$6,250$1,750$8,00028.0%
$6,500$1,820$8,32028.0%
$6,750$1,890$8,64028.0%
$7,000$1,960$8,96028.0%
$7,250$2,030$9,28028.0%
$7,500$2,100$9,60028.0%
$7,750$2,170$9,92028.0%
$8,000$2,240$10,24028.0%
$8,250$2,310$10,56028.0%
$8,500$2,380$10,88028.0%
$8,750$2,450$11,20028.0%
$9,000$2,520$11,52028.0%
$9,250$2,590$11,84028.0%
$9,500$2,660$12,16028.0%
$9,750$2,730$12,48028.0%
$10,000$2,800$12,80028.0%
$10,500$2,920$13,42027.8%
$11,000$3,040$14,04027.6%
$11,500$3,160$14,66027.5%
$12,000$3,280$15,28027.3%
$12,500$3,400$15,90027.2%
$13,000$3,520$16,52027.1%
$13,500$3,640$17,14027.0%
$14,000$3,760$17,76026.9%
$14,500$3,880$18,38026.8%
$15,000$4,000$19,00026.7%
$15,500$4,120$19,62026.6%
$16,000$4,240$20,24026.5%
$16,500$4,360$20,86026.4%
$17,000$4,480$21,48026.4%
$17,500$4,600$22,10026.3%
$18,000$4,720$22,72026.2%
$18,500$4,840$23,34026.2%
$19,000$4,960$23,96026.1%
$19,500$5,080$24,58026.1%
$20,000$5,200$25,20026.0%
$21,000$5,440$26,44025.9%
$22,000$5,680$27,68025.8%
$23,000$5,920$28,92025.7%
$24,000$6,160$30,16025.7%
$25,000$6,400$31,40025.6%
$26,000$6,640$32,64025.5%
$27,000$6,880$33,88025.5%
$28,000$7,120$35,12025.4%
$29,000$7,360$36,36025.4%
$30,000$7,600$37,60025.3%
$31,000$7,840$38,84025.3%
$32,000$8,080$40,08025.3%
$33,000$8,320$41,32025.2%
$34,000$8,560$42,56025.2%
$35,000$8,800$43,80025.1%
$36,000$9,040$45,04025.1%
$37,000$9,280$46,28025.1%
$38,000$9,520$47,52025.1%
$39,000$9,760$48,76025.0%
$40,000$10,000$50,00025.0%
$41,000$10,240$51,24025.0%
$42,000$10,480$52,48025.0%
$43,000$10,720$53,72024.9%
$44,000$10,960$54,96024.9%
$45,000$11,200$56,20024.9%
$46,000$11,440$57,44024.9%
$47,000$11,680$58,68024.9%
$48,000$11,920$59,92024.8%
$49,000$12,160$61,16024.8%
$50,000$12,400$62,40024.8%

All amounts in USD. Above $50,000, use the calculator below — the same tiered formula applies (28% / 24% / 12%). The effective rate column shows the blended Buyer’s Premium as a percentage of the hammer price — it decreases as the hammer climbs.

Interactive

Calculate Your Bid

Enter a hammer price below and see your total cost broken down by tier.

$
Hammer Price$5,000
Tier 1 — 28% on first $10,000$1,500
Tier 2 — 24% on $10,001 to $100,000$0
Tier 3 — 12% on portion over $100,000$0
Total Buyer’s Premium$1,500
Buyer Total$6,500
Effective Buyer’s Premium rate30.0%

Buyer Total shown above is hammer + Buyer’s Premium only. Shipping and handling, insurance, taxes, and any applicable special handling charges are billed separately on your invoice.

What This Calculator Does Not Include

The figures shown on this page reflect only the hammer price + tiered Buyer’s Premium. Your final invoice will also include shipping and handling, insurance, applicable sales tax (for shipments to select U.S. states), VAT and duties (for international buyers), and any special handling charges. Those vary by lot and destination and are quoted on your invoice after the sale.

For the complete schedule, see our Conditions of Sale · Buyer’s Premium FAQ · Buying with FORTUNA

New to auction math? The Auction Guide explains estimates, reserves, and bidding in plain English — and the Glossary defines every term on this page.
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Selling gold, silver, or platinum? Try the Melt Value Calculator.

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